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9 YEARSOn average a driver will have an accident claim once every 17. 9 years. PIPMedical Payments or Personal Injury Protection PIPThis coverage pays for the treatment of injuries to the driver and passengers of they policyholder's car. 7 Most Common Auto Insurance Claims1 Fender Benders2 Theft3 Whiplash4 Vandalism5 Windshield Damage6 Back Injuries7 Animal Collisions25 YEARS OLDAuto premiums usually go down substantially after a driver turns 25. 28% of all fatalities are younger than 25TOP 5 MOST EXPENSIVE AND LEAST EXPENSIVE STATES FOR AUTOMOBILE INSURANCE. MOSTMichiganLouisianaKentuckyWest VirginiaMississippiLeastMassachusettsNorth CarolinaHawaiiAlaskaOregonRED CARS!It's a myth that the color of your car affects the price of your car insurance.

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2 The reforms have provided more options for people living in urban areas for products and services. Again, this makes things more competitive and gives drivers the advantage when buying car insurance quote in New Jersey. 3 Auto insurance rates in New Jersey have reduced and become more stable. In addition, there are more safeguards and more choices. One of the best ways to save on auto insurance is to shop around today and people in New Jersey can benefit even more comparison shopping, as rates can vary from one company to another. One of the ways the easiest and fastest way to do this is to go online.