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e. someone who might have been texting, scrolling through Snapchat messages, or using a navigation system. “Young drivers age 16 to 24 have been observed manipulating electronic devices at higher rates than older drivers,” the National Highway Traffic Safety Administration NHTSA reports, noting that 10% of drivers ages 15 to 19 involved in fatal crashes were distracted behind the wheel. To be sure, distracted driving isn’t the only reason rates are rising. The combination of cheap gas and an improving economy has resulted in more cars on the road, and more congestion is directly correlated to more accidents. What’s more, the aftermath of the average accident has grown increasingly more expensive as well.

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